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Long-Term Care Benefits that Never Run Out

Protect your loved ones and your assets with lifetime long-term care benefits.

Live your life without any fear of running out of coverage.

While most long-term care policies limit the amount of time they will pay a claim, these plans pay benefits as long as you and your partner need them.

In other words, lifetime benefits means exactly what it says – for life.

Also, these long-term care plans pay you back if you don’t use them. There’s no risk involved, only assurance for you and the people you love.

Here’s how it works.

Eligible adults between the ages of 35 and 80 can apply for long-term care with lifetime benefits. There are both individual and joint plans. (This is a very popular option for couples.)

1. Choose your monthly benefit level.

2. Decide how you want to fund your plan.

Single deposit from cash or retirement accounts
Multi-pay options (5, 10, or 20-year payment plans)
Combination of deposit and multi-pay
1035 exchange from existing life insurance or an existing annuity

3. Know you will never run out of long-term care benefits.

Watch a Video of How this Program works

If you trigger a claim, your dedicated care team guides you and your family every step of the way to help manage your care.
If you never use your plan, you get your money back tax-free.
Plans are guaranteed not to go down in value.
Plans have cash value and a tax-free death benefit.
Care is ready when you need it. There’s a Zero Day Waiting Period for home care.
Your plan covers care in all fifty states. It also covers Canada and includes limited international coverage.

Lifetime benefit long-term care plans provide multiple layers of protection.

You and your loved ones deserve to feel confident about the future.

You probably have more questions!

We have answers! The best way to find them is to watch one of our webinars online.

Find trusted guidance for long-term care.

Work with one of the premiere long-term care agencies in the nation to make sure your care is funded and managed when you need it and your loved ones are protected.

I can't rave enough about 525 Long Term Care and the insurance that I was able to obtain. I spent months looking at a number of other companies and was so impressed with 525 Long Term Care. The assurance that I got from both of these people has given me a peace about my decision. Before making a decision you owe it to yourself to talk to them. You won't be disappointed.

Top notch expertise and clear explanations of LTC. There is no sense of being abandoned along the way with Brian and Madalyn. No pressure either. They answer the questions and move things along very professionally. For most of us who don't deal with this kind of insurance very often, 525 seeks to understand particular needs and then finds the right product to match them.

Brian and Madalyn are an amazing team! From beginning to end, I got all my questions answered right away and I was notified throughout on what to expect next. Another plus was they made it easy for me to educate myself through their podcast, website, and webinar. They are, by far, the best in the business and would highly recommend them!

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Too many people miss out on long-term care coverage because of misconceptions.

Here’s the biggest one. People tend to think of long-term care plans as a financial risk. They think if the coverage isn’t used, the money is gone.

Later, they regret the steep financial and human costs to the family that come with having to self-fund long-term care.

The truth is, there are many plans which pay you back if you never use them! Long-term care has evolved, and there are more options available than ever before.

What IS Long-Term Care?

Long-term care insurance provides a tax-free stream of income to help pay for care costs that are not generally covered by medical insurance, Medicare or Medicaid.

What’s Covered?

Where is Care Covered?

Your Home
Adult Day Care
Assisted Living Facilities
Nursing Homes
Hospice Care
Special Care Facilities
Adult Family Homes

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