Using Medicaid-Compliant Annuities For Long-Term Care
Due to a lack of planning, many individuals end up in long-term care situation and are faced with having to spend-down their savings before they
Chronic Illness Riders vs. Long-Term Care Insurance
Many life insurance plans and annuities are competing with long-term care insurance by offering special riders attached to their policies that offer additional benefits. These
Client of the Month October 2015
84-year old male was worried about being a burden on his kids. He’s had Chronic Lymphatic Leukemia for the past 20 years, he takes no
Underwriting with No Medical Exams
Find out about the long term care insurance plans that require no Medical Exams… Many people think they may not qualify for long-term care insurance
Client of the Month September 2015
State Partnership Plan A 64 year old woman wanted to look into limiting the financial risk of a long term care situation. She was worried
Tips on Successful Referrals
Most of us like to refer our clients to other Trusted Advisors when we think it is appropriate and most of us do it the
Diabetes & Long-Term Care
Diabetes is becoming more common and more treatable. However, diabetes does lead to more risks that involve long-term care situations Diabetes can affect many parts
Medicaid Spend-Down Rules & How to Protect Additional Assets
In Washinton State, Medicaid Spend Downs rules allow an individual to keep the following assets but must get rid of anything in excess in order
How do Asset Based plans actually work?
They Work Like This: There are a variety of ways to fund a plan: Plans qualify for Tax Savings from Pension Protection Act Guarantees predictable