Difference between LTC Riders and a Qualified LTC Plan
Many Life Insurance policies and even Annuity Policies, have what are called Long-Term Care Riders. They also have other names for these riders, such as:
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Long-Term Care vs. Disability Insurance
Often times, Long-term care insurance(LTCi) and Disbility Insurance(DI) get confused with one another. Here we will clarify the distinction between the two types of policies
Quick LTC Fact: Reimbursement vs. Indemnity
Reimbursement: Reimbursement means the policyholder is paid after services are received. The amount paid back to the policyholder is based on the either a daily